Finance
401k Match Calculator
Employer match is free money. See exactly how much youre missing if you contribute below the max match.
Annual match received
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- Max possible match
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- Left on table
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- 30-yr opp cost (7%)
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FAQ
Is the match really free? +
It is part of your total comp. Not maxing it is leaving compensation on the table.
What about vesting? +
Some employers vest matches over 3-6 years. Even unvested matches grow tax-deferred while youre there.
Heads up: ClutchCalcs gives you fast, accurate results — but always sanity-check critical decisions (medical, financial, structural) with a professional.
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