ClutchCalcs

Finance

401k Match Calculator

Employer match is free money. See exactly how much youre missing if you contribute below the max match.

Annual match received

Max possible match
Left on table
30-yr opp cost (7%)

FAQ

Is the match really free? +
It is part of your total comp. Not maxing it is leaving compensation on the table.
What about vesting? +
Some employers vest matches over 3-6 years. Even unvested matches grow tax-deferred while youre there.