Finance
Business Loan Calculator
Loan amount + rate + term → monthly payment, total interest, and the schedule. SBA, term loans, equipment financing all use this math.
FAQ
Typical rates? +
SBA 7(a): prime + 2.75-4.75% (~10-12% in 2026). Conventional term loan: 8-15%. Equipment financing: 6-12%. Online / merchant cash advance: 20-100%+ (avoid).