Math
Car Payment Calculator
Real auto-loan math: price + sales tax − trade-in − down payment = financed. Then term + APR = monthly.
FAQ
84-month loans? +
Common but rough. You'll owe more than the car is worth for years (negative equity). Stick to 60 if you can.
Does the dealer tax trade-in credit? +
In most states, yes — sales tax is on (price − trade-in). So a trade-in saves you tax dollars too.