Real Estate
Closing Cost Estimator
Closing costs typically run 2-5% of purchase price. Buyer pays origination, title, and prepaids; seller pays commissions. Varies wildly by state.
Total closing costs
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- % of purchase
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- Lender fees
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- Third-party + prepaids
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FAQ
Can I negotiate closing costs? +
Yes — seller concessions can cover up to 3-6% depending on loan type. Always ask. Lender credits in exchange for slightly higher rate also work.
What is the costliest state? +
Connecticut, Delaware, NY consistently top $7000-10000 on a $300k house due to transfer taxes and recording fees.