ClutchCalcs

Education

College Savings Projection Calculator

Project the value of your college savings account by enrollment age. Includes monthly contribution + investment return + inflation.

Value at college age

Total contributed
Investment gains
Inflation-adjusted

FAQ

Why 529 over regular savings? +
Tax-free growth + tax-free withdrawals for qualified education expenses. State tax deductions on contributions in most states.
Realistic return? +
6-7% is typical for a balanced 529 portfolio that becomes more conservative as enrollment nears. Aggressive all-stock can do 8-10% with more volatility.