Tech & Energy
Crypto Tax Calculator
US capital gains tax on crypto: short-term (≤1 yr) taxed as income, long-term (>1 yr) at preferential rates.
Federal tax owed
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- Effective rate
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- After-tax
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- + State (avg 5%)
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FAQ
HODL for long-term? +
Yes — long-term cap gains (15-20%) almost always beat short-term (22-37%). Holding 365+ days saves a lot.
Tax-loss harvesting? +
Crypto is not subject to wash sale rules. Sell at a loss, buy back immediately, harvest the loss. Legal for now.