Real Estate
Down Payment Assistance Calculator
Most states + 1300+ programs offer first-time buyer assistance. Typical: $5k-$50k forgivable loans or grants for low-moderate income buyers.
Estimated DPA available
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- Likely program
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- % of purchase covered
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- Income qualification
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FAQ
What is AMI? +
Area Median Income — set by HUD per county. Most DPA programs cap at 80% (low income) or 120% (moderate income) of AMI.
Forgivable vs repayable? +
Forgivable loans get written off after 5-10 years if you stay. Repayable second mortgages must be paid back when you sell or refinance.