Construction
Insulation R-Value Calculator
Code-minimum insulation R-values come from the IECC (International Energy Conservation Code) and are organized by climate zone (1-7, hot to cold) and assembly type (attic, wall, floor, basement). Hit the minimum and your house meets code; go beyond it and your heating/cooling bills drop. This calculator gives you the IECC-required R-value for your zone and assembly, then tells you exactly how thick the insulation needs to be in fiberglass batt, blown cellulose, mineral wool, open-cell spray foam, closed-cell spray foam, or rigid polyiso — because the R-per-inch varies hugely by material.
R-value and what it actually means
R-value is resistance to heat flow per inch of material. R-13 means about 13 units of resistance. Doubling insulation roughly halves heat loss through that section of the building. R-values are additive: a 6" wall cavity filled with R-19 batt + 1" rigid foam R-5 on the exterior = R-24 wall assembly.
R-per-inch by material:
- Fiberglass batt: R-3.2 per inch (R-13 for 3.5" wall cavity, R-19 for 6" cavity, R-30 for 10")
- Mineral wool batt: R-3.1-3.7 per inch. Higher density than fiberglass.
- Blown cellulose (attic): R-3.7 per inch.
- Open-cell spray foam: R-3.6 per inch. Air seals + insulates.
- Closed-cell spray foam: R-6.5 per inch. Highest R, also vapor barrier.
- Rigid polyiso board: R-5-6 per inch.
- EPS (expanded polystyrene): R-3.6 per inch.
- XPS (extruded polystyrene): R-5 per inch.
IECC minimums by climate zone
For typical zone 4 (mid-Atlantic, much of US):
- Attic: R-60
- Exterior wall: R-20 (or R-13 cavity + R-5 continuous insulation outside)
- Floor / crawl ceiling: R-19
- Basement wall: R-10 continuous
Colder zones bump everything up: zone 6 (upper Midwest, northern New England) calls for R-60 attic, R-21+ wall, R-30 floor. Zone 1 (southern Florida) needs less wall insulation since cooling load dominates.
Worked example: zone 4 attic at R-60, using blown cellulose at R-3.7/inch → 16.2 inches of cellulose blown on top of the joists. That's a deep blown insulation layer — typical settled depth in a code-built house. Hitting the same R-60 with fiberglass batts = 18.75" of stacked batts (R-30 + R-30 batts).
How to use this calculator
- Climate zone: look up your county on the IECC zone map (search "IECC climate zone map").
- Assembly: attic, exterior wall, floor/crawl, or basement wall.
- Insulation material: pick what you'll install.
- Output: target R-value (code minimum) and required thickness in that material.
Common scenarios
Pennsylvania attic insulation upgrade, blown cellulose to R-60. Zone 5 minimum R-60. Need 16.2" of cellulose. Settled depth after years of compression: order 18" loose-blown for 16" settled. Material runs $1.50-2.50/sq ft installed.
Vermont new construction wall, R-21 mineral wool in 2x6 cavity. Zone 6 minimum R-20. Mineral wool batts come pre-cut at R-23 for 6" cavity — exceeds spec. Use them; the R-23 vs R-21 cost difference is minimal.
Florida garage ceiling insulation, R-30. Zone 2 minimum R-30. With 12" trusses overhead, 9.5" fiberglass R-30 batt fits perfectly. Cheap, fast, code-compliant.
FAQ
Is closed-cell foam worth the price? +
Open-cell or closed-cell spray foam? +
What's the difference between R-13 and R-15 batts in the same cavity? +
Should I add insulation over existing attic insulation? +
What about air sealing — isn't that more important than R-value? +
Where do I find my IECC climate zone? +
Does the building department check R-values? +
Should I do walls or attic first? +
Heads up: ClutchCalcs gives you fast, accurate results — but always sanity-check critical decisions (medical, financial, structural) with a professional.
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