Finance
Payroll — Gross to Net
Estimate take-home pay for an employee. Federal + FICA + state + voluntary deductions. Approximate — actual payroll software handles withholding tables.
⚠ Estimate only
Real payroll uses IRS withholding tables and state-specific rules. Use Gusto, ADP, QuickBooks Payroll, or similar for actual payroll runs.
FAQ
FICA? +
7.65% total (6.2% Social Security + 1.45% Medicare). Employer pays the same separately. Self-employed people pay both halves (15.3%).
Why is state tax so different? +
States with no income tax: TX, FL, WA, NV, AK, SD, WY, TN, NH (interest only). California top: 13.3%. New York top: 10.9%. Ohio: 0-3.5% bracketed.