ClutchCalcs

Finance

Raise vs Inflation Calculator

Compare your raise to inflation to see your real change in purchasing power.

Real raise %

Nominal raise %
Inflation-adjusted
Verdict

FAQ

How do I find real inflation rate? +
BLS CPI is the standard reference. For 2026 the annual rate is roughly 3-4%.
Is a 3% raise enough? +
Only if inflation is under 3%. Otherwise you took a real pay cut.