ClutchCalcs

Finance

Refund vs Replacement

Should you accept a refund or ask for a replacement? Depends on current market price, return hassle, and time value. Math says.

FAQ

When does replacement always win? +
When the current price is higher than what you paid (sale ended, inflation hit, etc.) — you'd lose money taking a refund and rebuying.
What if a refund is offered but I still need the item? +
Always ask for a replacement instead — most sellers will give it. You skip the return shipping + time cost.