ClutchCalcs

Finance

Retirement Savings By Age Calculator

Fidelity guidelines: 1x salary by 30, 3x by 40, 6x by 50, 8x by 60, 10x by 67. See how you compare.

Status

Target for age
Gap
Multiple of salary

FAQ

Are these Fidelity numbers realistic? +
They assume retirement at 67 with ~80% income replacement. They are aggressive but achievable with consistent saving.
What if I am behind? +
Max your 401k match first, then increase contributions by 1% every year. Catch-up contributions allowed at 50+.