Finance
Social Security Claiming Age Calculator
Claiming at 62 cuts benefit 30%; waiting to 70 boosts it 24%. See lifetime payout by age.
Best age (lifetime $)
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- Claim @ 62
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- Claim @ 67
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- Claim @ 70
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FAQ
Whats the break-even? +
Claiming at 62 vs 67 breaks even around age 78. Past 78, waiting wins.
Does spousal benefit change this? +
Yes — if your spouse has a higher PIA, you may want to claim early on your own record and switch later.