ClutchCalcs

Lifestyle

Unpaid PTO Cost Calculator

Calculate the real dollar cost of unpaid leave days based on your hourly rate.

Annual lost income

Per day
Per hour
Effective salary

FAQ

Should I take unpaid leave? +
If burnout costs you a $5K bonus, taking $2K in unpaid time can be a net win.
Does this affect benefits? +
Long unpaid stretches may interrupt health insurance and 401k accrual. Ask HR before booking.